HomeStart Advantage (Louisiana)
Louisiana Housing Corporation (LHC) · Louisiana
| Assistance type | Forgivable loan — Forgiven if you meet the terms |
|---|---|
| Amount | 4% of the first mortgage |
| Income limit | Household income may not exceed $125,000 |
| Purchase price limit | May not exceed the applicable FHA loan limit |
| First-time buyer rule | Not required (may not own another residence at closing) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% second mortgage fully forgiven after 60 months. |
| Official source | https://www.lhc.la.gov/homestartadvantage (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Louisiana programs
- HomeStart Assist — 4% of the first mortgage
- HomeStart Plus — Up to 20% of the purchase price (up to $55,000) plus up to $5,000 closing cost assistance