Fixed Rate Plus (South Dakota)
South Dakota Housing (SDHDA) · South Dakota
| Assistance type | Deferred loan — No payments until you sell, refinance or pay off |
|---|---|
| Amount | 3% or 5% of the first mortgage |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Not verified on the official page — check the source |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | 0% second mortgage, no payments, due on sale or payoff. |
| Official source | https://www.sdhousing.org/ready-to-buy/available-programs/downpayment-assistance (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |