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Vermont Down Payment Assistance Programs

2 statewide down payment assistance programs from Vermont Housing Finance Agency (VHFA): 1 deferred loan, 1 grant. Every listing links to the official page and shows when we last checked it.

Most state programs are used together with the agency's own first mortgage through a participating lender, and income and price limits usually vary by county and household size. City and county programs are not listed yet.

Statewide programs

VHFA ASSIST

Deferred loan

Vermont Housing Finance Agency (VHFA)

Amount
Up to $10,000
First-time buyer
Required (never owned a home; under $20,000 combined liquid assets)
Status
Offered

Last checked Oct 19, 2026 · Official source (opens in new tab) ↗

Check which Vermont programs you may qualify for