Georgia Dream Down Payment Assistance (Georgia)
Georgia Department of Community Affairs (DCA) / GHFA · Georgia
| Assistance type | Not verified on the official page — check the source |
|---|---|
| Amount | Standard: lesser of 5% of the purchase price or $10,000; PEN and Choice: lesser of 6% or $12,500 |
| Income limit | Not verified on the official page — check the source |
| Purchase price limit | Not verified on the official page — check the source |
| First-time buyer rule | Required (or no home owned in the past 3 years, or purchase in certain areas) |
| Status | Offered |
| Status note | Not verified on the official page — check the source |
| Details | PEN is for protectors, educators, nurses/health care and active military; Choice is for households with a member living with a disability. Liquid assets after closing capped at $20,000 or 20% of the sales price (whichever is greater). |
| Official source | https://dca.georgia.gov/affordable-housing/home-ownership/georgia-dream-mortgage-products/ (opens in new tab) |
| Last checked | Oct 19, 2026 (automated fetch) |
Go to the official program page ↗ Report a correction
Other Georgia programs
- Georgia Dream Peach Plus — Standard: lesser of 3.5% or $10,000; PEN/Choice: lesser of 4% or $12,500